Medicare Plans in Charleston, SC

Guidance for Medicare in the Holy City—from downtown to West Ashley, James & Johns Island, and Daniel Island.

Quick help: Call 1-800-729-9590 for a free review, or click Get Free Quote.

Local Care & Resources

MUSC Health (Downtown & satellites): South Carolina’s leading academic medical center with clinics throughout the metro.
Roper St. Francis Healthcare: Community hospitals and specialists across downtown, West Ashley, Mount Pleasant, and Berkeley County.
Trident Health System: Hospitals and emergency care serving North Charleston, Summerville, and the surrounding areas.

Listing providers is for general awareness only. Check current network participation with your plan or provider before booking.

If you see multiple specialists at MUSC, confirm each provider’s plan participation before choosing a Medicare Advantage plan.
Compare Medigap Plan G vs. Plan N premiums—Plan N may lower premiums with small copays.
Check pharmacy convenience (downtown vs. islands) and preferred networks for your drug list.
Snowbirds: If you split time out of state, Medigap can offer broader flexibility than HMO networks.

Can I keep my doctor?: Original Medicare with a Medigap plan lets you see any doctor who accepts Medicare. Medicare Advantage plans use provider networks—verify your doctor is in-network before enrolling.
What about prescriptions?: Many Advantage plans include Part D. If you choose Original Medicare + Medigap, you’ll add a separate Part D plan. Always run your medication list to estimate annual costs.
When can I change plans?: Annual Enrollment (Oct 15–Dec 7) for Medicare drug/Advantage changes. Special enrollments may apply for moves, loss of coverage, Medicaid eligibility, and more.